Quick Cash Plan · $200–$5,000
Apply in about a minute
Check your Cherry Payment Plans offer with a soft credit check. See your approved amount on screen, then choose Pay-in-4 or a monthly plan at checkout — the practice is paid up front and you pay over time.
Soft credit checkChecking your offer never affects your score
About a minuteDecision on screen, no documents to upload
True 0% optionsNever deferred or retroactive interest
What you'll need
1You're 18+ and a US resident
2A mobile number — your decision and checkout link arrive by text
3A bank-issued debit or credit card for the down payment (no prepaid cards)
Secure application256-bit SSL
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Soft credit check · no impact on your score · decision in about a minute
What happens next
From submit to treatment
1
Decision in about a minute
Your approved amount and the plan options available to you appear on screen and by text.2
Choose a plan at checkout
Pay-in-4, a 0% monthly plan or a longer term — every option is previewed with its payment before you accept.3
Your provider is paid up front
Treatment can start right away. You pay monthly from the portal; pay off early any time with no fee.Before you submit
What you're agreeing to
$200 – $5,000Quick Cash Plan range on this form; larger plans through your practice
0% – 29.99%APR set at approval · 3–24 months
$15late fee after a 15-day grace period · no origination fee
30 daysapproval validity · checkout link valid 7 days
Full disclosures and representative examples · How approval works · Approval & checkout help
Application FAQ
Quick answers before you apply
Does applying affect my credit score?
No. The application uses a soft credit check, which is invisible to other lenders and doesn't change your score. A denial isn't reported either.
How long does it take?
About a minute. The decision and your approved amount appear on screen; a checkout link follows by text when your provider is ready.
What if I need more than $5,000?
This form covers the Quick Cash Plan ($200–$5,000). Larger monthly plans — up to $65,000 depending on practice type — are applied for through your provider's own Cherry link at the practice.
Do I need to have chosen a provider first?
You can check your offer first. To check out, the plan is used at a participating practice; approvals are valid at least 30 days.
Is there a down payment?
Yes — about one monthly payment at checkout (25% on Pay-in-4), paid by bank-issued debit or credit card. It counts toward your total.
Who sees my information?
It's transmitted over an encrypted connection to the lending platform that processes the application. This site doesn't store the details you enter — see our privacy policy.