Patient consulting with a surgeon's coordinator over a tablet

Plastic surgery · up to $65,000 · 60 months

Finance the procedure.
Keep your savings.

Breast augmentation, BBL, rhinoplasty, tummy tuck — Cherry Payment Plans spreads the surgeon's quote over up to 60 months with a soft credit check, no origination fee, and 0% APR options for qualifying patients.

Apply for $200–$5,000 See $8,500–$15,000 scenarios

$65Kmaximum approval for plastic surgery practices

60 molongest term — the lowest monthly payment on the platform

5.99%interest-bearing plans start here for qualified patients

0%true 0% APR up to 24 months when your surgeon enables it

Payment scenarios

What a surgical quote looks like per month

Three common all-in quotes at 24, 36, 48 and 60 months. The 24-month column assumes a qualifying 0% APR plan; longer terms assume 9.99% APR.

Procedure quote	24 mo · 0%	36 mo · 9.99%	48 mo · 9.99%	60 mo · 9.99%
$8,500Breast augmentation	$354$0 interest	$274$1,374 interest	$216$1,850 interest	$181$2,335 interest
$12,000Brazilian butt lift	$500$0 interest	$387$1,940 interest	$304$2,612 interest	$255$3,297 interest
$15,000Mommy makeover	$625$0 interest	$484$2,425 interest	$380$3,265 interest	$319$4,121 interest

Down payment of about one monthly payment is due at checkout. Rates are set at approval; your surgeon's plan tier decides which 0% terms are available. Try your own quote in the calculator →

Procedure menu

Typical surgeon quotes, nationwide

All-in estimates including surgeon, anesthesia and facility fees. Guides are available for the two most-financed procedures.

Breast augmentationSaline or silicone implants$6,000–$12,000 Brazilian butt liftLiposuction + fat transfer$8,000–$15,000

RhinoplastyOpen or closed technique$7,500–$15,000

Tummy tuckFull or mini abdominoplasty$8,000–$14,000

LiposuctionPer 2–3 areas$4,000–$9,000

Mommy makeoverCombined breast + abdomen$12,000–$25,000

The process

Financing a surgery in four moves

Get the all-in quote

Ask your surgeon for one number that includes anesthesia and facility fees, so your approval covers everything.

Apply within 30 days of checkout

Soft credit check, decision in about a minute. Approvals are valid at least 30 days, so time it to your surgical deposit.

Pick the term

0% up to 24 months if you qualify, or 36–60 months for the lowest payment. Every option is previewed before you accept.

Check out, then recover

Down payment at checkout, surgeon paid up front, and you pay monthly from the portal. Pay off early any time, no fee.

Timing it right

Deposits, dates and your approval window

Surgery is scheduled weeks out, so the small print matters more here than anywhere else.

30 daysminimum approval validity — reapply if your date is later

7 dayscheckout link validity once your surgeon sends it

≈ 1 paymentdown payment collected at checkout

2–3 daysuntil your surgeon is funded — no waiting on your end

Everything about approvals and checkout links →

Plastic surgery FAQ

Before you schedule

How much plastic surgery financing can I get through Cherry Payment Plans?

Plastic surgery practices can offer approvals up to $65,000 — the highest on the platform — with terms up to 60 months. Your amount is shown instantly after a soft credit check.

Can I spread a $10,000 procedure over 5 years?

Yes. A $10,000 procedure over 60 months at 9.99% APR is roughly $212 per month. Qualifying patients can also take shorter 0% APR terms, usually up to 24 months.

When is the down payment due?

At checkout, typically equal to one monthly payment. Most surgeons schedule checkout when you pay your surgical deposit so the plan is active before your date.

Does the approval cover anesthesia and facility fees?

You can apply for the all-in quote your surgeon gives you — surgeon's fee, anesthesia and facility — as long as it is within your approved amount and the practice bills it through Cherry.

What if my surgery date is more than 30 days away?

Approvals are valid for at least 30 days. If your date is later, simply reapply closer to checkout — it's another soft check with no impact on your score.

Will financing show on my credit report?

The application won't. Once a plan is active it reports to Equifax, Experian and TransUnion, which helps your history when you pay on time.

Patient reviewing her surgical payment plan with a coordinator

Up to $65,000 · up to 60 months

See your number before you book the date

A soft credit check shows your approved amount in about a minute. Nothing reports to the bureaus until you accept a plan.

Apply for $200–$5,000 What affects my approval?

Finance the procedure.Keep your savings.