Patient reviewing her surgical quote with a coordinator

Plastic surgery · up to $65,000

Breast augmentation payment plans

Finance the surgeon's all-in quote — surgery, anesthesia, facility and implants — over up to 60 months with Cherry Payment Plans. Soft credit check, no origination fee, 0% APR for qualifying patients.

Apply for $200–$5,000 Build the $8,500 quote

$354/mo · 24 mo 0%$181/mo · 60 moSoftcredit check

Quote builder

What's inside an $8,500 quote

Ask your surgeon for one all-in number so your approval covers every line. These are typical US figures for silicone implants.

Surgeon's feeBoard-certified plastic surgeon$4,500

AnesthesiaBoard-certified anesthesiologist, ~2 hours$1,000

Facility & suppliesAccredited surgical center$1,500

ImplantsSilicone gel, pair$1,500

All-in quoteFinanced as one Cherry plan$8,500

One plan, every line item

Surgeons often collect the surgeon's fee at booking and facility fees separately. With one Cherry checkout for the full quote, there's a single down payment, a single monthly payment, and nothing left to settle on surgery day.

Plastic surgery practices approve up to $65,000
Approval valid 30+ days; checkout link valid 7 days
Post-op garments and follow-ups can be included if billed by the practice
Pay off early any time, no fee

Implant type

Saline, silicone or cohesive gel

The implant choice moves the quote by a few thousand dollars; the monthly figures below assume a 24-month 0% plan.

Lowest cost

Saline

$6,500

$271 /mo · 24 mo 0%

Filled after placement, smaller incision. $138/mo over 60 months at 9.99% APR.

Most chosen

Silicone gel

$8,500

$354 /mo · 24 mo 0%

Natural feel, the standard choice. $181/mo over 60 months at 9.99% APR.

Premium

Cohesive gel ("gummy bear")

$10,000

$417 /mo · 24 mo 0%

Form-stable shape. $212/mo over 60 months at 9.99% APR.

$8,500 by term

Pick the payment you can live with

24 months · 0%$354$0 interest

36 months · 9.99%$274$1,374 interest

48 months · 9.99%$216$1,850 interest

60 months · 9.99%$181$2,335 interest

Run your own quote in the calculator

Timing

Deposit, approval window and surgery date

Day 0

Consult & quote

Get the all-in number. Don't apply yet if surgery is more than a month out.

−30 d

Apply

Soft check, approval in about a minute, valid 30+ days.

−7 d

Checkout

Surgeon sends the link (valid 7 days); pay ≈ one monthly payment.

Surgery

Nothing to pay

Your surgeon was funded 2–3 days after checkout. First monthly payment ~30 days later.

Before you apply

Soft check, highest approvals on the platform

No minimum credit score — what the soft check looks at
Up to $65,000 and 60 months for plastic surgery practices
Interest-bearing plans from 5.99% APR, set at approval
Nothing is reported to the bureaus until you accept a plan

Check your surgery financing offer

Breast augmentation FAQ

Before you book the date

How much does breast augmentation cost all-in?

A typical US quote is $8,500: surgeon's fee around $4,500, anesthesia $1,000, facility $1,500 and implants $1,500. Saline implants bring the total closer to $6,500; cohesive-gel (gummy bear) implants push it to $10,000 or more.

What's the monthly payment on $8,500?

About $354 per month on a 24-month 0% plan, $274 over 36 months at 9.99% APR, $216 over 48 months, or $181 over 60 months.

Can my approval cover anesthesia and facility fees?

Yes — ask your surgeon for one all-in quote billed through Cherry. Approvals for plastic surgery practices go up to $65,000.

When do I pay the down payment?

At checkout, usually equal to one monthly payment. Most surgeons check out when you pay your surgical deposit, so the plan is active before your date.

My surgery is two months away. Will my approval expire?

Approvals are valid at least 30 days. If your date is further out, reapply closer to checkout — it's another soft check with no score impact.

Does financing affect my credit?

The application is a soft inquiry. Once active, the plan reports to all three bureaus, which helps your history when you pay on time.

Patient reviewing her surgical payment plan with a coordinator

Up to $65,000 · up to 60 months

See your number before you book

Soft credit check, decision in about a minute. Nothing reports to the bureaus until you accept.

Apply for $200–$5,000 Compare with CareCredit